PERILS
INSURED AGAINST Includes Theft and Transit.
Subject to the exclusions and
conditions contained in the policy, each insured animal is covered against
loss by death only. The policy does not cover minor injuries, depreciation
in value, failure of the animal to perform the functions for which it is
kept, nor for veterinarian or similar expenses to preserve the animals
life.
The policy also insures against
loss resulting from the intentional and voluntary destruction of an
insured animal for humane reasons to terminate incurable and excessive
suffering arising out of a peril insured against. In the event such
destruction becomes necessary, the Company is not liable
unless:
a. The Company has agreed to the
destruction of the animal -or-
b. A qualified
veterinary surgeon appointed by the Company certified that the suffering
was so intense that immediate destruction was imperative for humane
reasons. |